Four Wheeler Loan
Four Wheeler Loan
FOUR WHEELER LOAN
Always thought of owning your dream car/four wheeler. Wait no more. IFSL offers the best in class deals on four wheeler loan.
We offer quick doorstep service to fulfill your dreams. Apply now for quick disbursement.
We offer three types of four wheeler loans:
- New Car Purchase
- Used Car Purchase
- Used Car Re-finance
FEATURES & BENEFITS
Salaried Individuals
- Minimum age of applicant: 21 years
- Applicant must be of 58 years of age (60 years for central government employees) at the time of maturity of loan.
- Applicant must be employed for minimum 3 years in employment and 1 year in current organization.
- Applicant must draw a net monthly income of Rs. 35,000/-
Self Employed (Non-Professionals, Individual & Proprietorship firms)
- Minimum age of applicant: 21 years
- Applicant must be of 58 years of age at the time of maturity of loan.
- Applicant must complete a minimum tenure of 3 years in the same business.
- Minimum Annual Income: Rs. 200,000 per annum.
Self Employed (Partnership Firms & Private Limited Company)
- Minimum age of applicant: 21 years
- Applicant must be of 65 years of age at the time of maturity of loan.
- Applicant must complete a minimum tenure of 3 years in the same business.
- Minimum Annual Income: Rs. 200,000 per annum.
Salaried Individuals
- Applicant should have a Valid Passport / Voters ID / Driving License/PAN Card/Photo Credit Card / Photo Ration Card/ Employee ID card for Govt.& PSU employees as Identity Proof.
- Applicant should have a Valid Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport as Address proof.
- Applicant should be able to showcase latest copy of 3 Months bank statements / 6 months bank passbook.
- Applicant should be able to produce latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.
Self Employed (Non-Professionals, Individual & Proprietorship firms)
- Applicant should have a Valid Passport / Voters ID / Driving License/ PAN Card/ Shops & Establishment certificate/ Trade license certificate/ SSI registration certificate/ Sales Tax / VAT registration certificate as Identity proof.
- Applicant should have a Valid Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport as Address proof.
- Applicant should be able to showcase latest copy of 3 Months bank statements / 6 months bank passbook.
- Applicant should be able to produce latest 2 years ITR along with computation of Income and latest 2 years Audited Financials required (if applicable) along with Audit Report.
Self Employed (Partnership Firms & Private Limited Company)
- Partnership deed for firms / Memorandum of Association for companies
- Applicant should be able to produce Utility Bill (anyone within last 3 months) /Shops & Establishment certificate/ Trade license certificate/ SSI registration certificate- Sales Tax /VAT registration certificate/ Registered Rental Agreement as an address proof.
- Applicant should be able to produce latest copy of 3 Months bank statements / 6 months bank passbook.
- Latest 2 years ITR along with computation of Income and latest 2 years Audited Financials required (if applicable) along with Audit Report/ Latest ITR to be filed at least 60 days prior to login of file.
- Proof of continuation (Trade license / Establishment / Sales Tax certificate/ SSI Registration).