Home Loan
Home Loan
HOME LOAN
Getting a home loan from IFSL is quick and easy. We offer flexible and higher eligibility and affordable EMIs at eye-catching interest rates. Moreover, application processing through our Tablet and Smart phone applications ensures faster approval of your home loan.
HOME LOAN ELIGIBILITY CALCULATOR
Your dream home is now within your reach with IFSL Home Loans. We offer higher loan amount on your income. Moreover, you can further enhance your loan eligibility by including income of the co-applicant(s) of your Home Loan. Home Loan eligibility is calculated after based on several factors including monthly income, fixed monthly obligation, current age, retirement age etc. Your home loan eligibility can also be considered as an indicator of your home loan affordability. Use IFSL Home Loan Eligibility Calculator to calculate the amount that you can borrow.
FEATURES & BENEFITS
- Loan up to 5 Crore.
- Enjoy loan benefits up to 60% of the market value of the property.
- Tenure up to 180 months.
- Attractive interest rates.
- Simple and speedy processing.
- We provide balance transfer facility that lets you retire your high cost debt.
- Enjoy lease rental discounting on loan against Rent Receivables.
- When you take loans to procure a new shop or office for your business.
No specific criteria
REQUIRED DOCUMENTS
It does not matter, whether you are a salaried individual, self-employed individual, partnership firm or private limited company, we have a loan tailored according to your needs.
Salaried Individuals
- You should be able to produce any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card as your residence proof.
- You should be able to produce any one of Voters Card / Drivers License / Employers Card as an identity proof.
- You should be able to produce latest Bank Statement / Passbook (where salary / income is credited for the past 6 months).
- You should be able to produce latest 3 Months Salary Slip with all deductions & Form 16 for the last 2 years.
- Copies of all Property Documents.
Self Employed
- A Certified Financial Statement of the last 2 years is required.
- You should be able to produce any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card as proof of residence.
- You should be able to produce any one of Voters Card / Drivers License / Employers Card as an identity proof.
- You should be able to produce latest Bank Statement / Passbook (where salary / income is credited for the past 6 months).
- Copies of all Property Documents.