Personal Loan
Personal Loan
PERSONAL LOAN
Planning a glorious wedding ceremony? Selecting a top-grade school for your child? or planning for an exotic vacation? We are here to help you with our customized personal loan offering. Give a chance to be a part of your journey and help you to reach out to your dreams & goals.
Unexpected expenses or any other crises can crop up at any time in our life. If you are planning for your marriage or want to relax yourself in an exotic vacation on the most astounding places on earth and you are falling short of finances, then worry no more. Instead, it is indeed a great idea to explore several options of getting personal loans to meet these expenses.
Whether you are planning your next dream vacation with your near and dear ones or your wedding ceremony. Personal loan offers the double benefit of swift access to funds without any indemnity deposits. Personal loans have paved it’s way as a great option to finance purchases which otherwise would have been challenging with a regular paycheck.
FEATURES AND BENEFITS
- Loan up to 20 Lakhs
- Tenure ranging from 12 to 60 months
- No guarantor/security required
- The Convenience of doorstep service
- Quick and Speedy processing
- Attractive Rate of Interest
- Minimum/Hassle free Documentation
- Special offer for employees of select companies
Salaried Individuals
Including all Salaried Doctors, CAs, employees of selected Public and Private limited organizations, Government Sector employees including public sector undertakings:
- Applicant should have completed a minimum of 21 years of age.
- Applicant must be of 60 years of age (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply).
- Applicant should spend minimum 1 year in employment with minimum 1-month salary credit in the current organization.
- Applicant should acquire a minimum wage of Rs. 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 15,000 for All Other Locations.
Self-employed (Professionals)
Including all self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.
- Applicant should complete a minimum of 21 years of age.
- Applicant should be a minimum of 65 years of age at the time of maturity of the loan.
- Applicant must have completed a minimum time period of three years in business.
- Applicant should draw a net minimum wage of Rs. 100000/- p.a. for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 75,000/- p.a. for all other location.
Self-employed (Individuals)
Including all self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.
- Applicant should be a minimum of 22 years of age.
- Applicant should be a minimum of 65 years of age at the time of maturity of the loan.
- Applicant must have completed a minimum of 4 years in the business with 2 years in the same business.
- Applicant should draw a net minimum wage of Rs. 100000/- p.a. for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 75,000/- p.a. for all other location.
Self-employed (Pvt Cos and Partnership Firms)
Including all Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services
- Applicant should be a minimum of 22 years of age.
- Applicant should be a minimum of 65 years of age at the time of maturity of the loan.
- Applicant must have completed a minimum of 4 years in the business with 2 years in the same business.
- Applicant should draw a net minimum wage of Rs. 100000/- p.a. for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 75,000/- p.a. . for all other location.
- There must be a profit in the business in the last 2 years.
Salaried Individuals
Including all Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:
- Applicant must be able to produce Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card for identity proof.
- Applicant should be able to produce ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport as residence proof.
- Applicant must be able to produce driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth as a proof of DOB.
- Applicant should be able to produce latest 3 Months bank statements / 6 months’ bank passbook as bank statement proof.
- Applicant should be able to produce latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.
Self-employed (Professionals)
Including all self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.
- Applicant must be able to produce Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card as an identity proof.
- Applicant must be able to produce Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport as a residence proof.
- Applicant must be able to produce Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth as a proof of DOB.
- Applicant must be able to produce Latest 3 months bank statements / 6 months’ bank passbook as a proof of bank statement.
- Applicant must be able to produce latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA.
Self-employed (Individuals)
Including all self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.
- Applicant must be able to produce Passport / Voters ID / Driving License/PAN Card/Aadhar Card /Photo Ration Card as an identity proof.
- Applicant must be able to produce Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport as a residence proof.
- Applicant must be able to produce Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth as a proof for DOB.
- Applicant must be able to produce Latest 3 Months bank statements / 6 months’ bank passbook as a proof for bank statement.
- Applicant must be able to produce latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA.
- Applicant must be able to produce Trade license /Establishment /Sales Tax certificate as a continuation proof. 7. Applicant must be able to produce their Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.) also
Self-employed (Pvt Cos and Partnership Firms)
Including all Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services
- Applicant must be able to produce Passport / Voters ID / Driving License/PAN Card/Aadhar Card / Photo Ration Card as an identity proof.
- Applicant must be able to produce Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport as a residence proof.
- Applicant must be able to produce Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth as a proof for DOB.
- Applicant must be able to produce Latest 3 Months bank statements / 6 months’ bank passbook as a bank statement proof.
- Applicant must be able to produce latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA.
- Applicant must be able to produce Trade license /Establishment /Sales Tax certificate/ SSI Registration as a proof of continuance.
- Applicant must be able to produce other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).) also.
Wedding Loan
Make the largest day of your life the simplest day with wedding loans
Need pressing money for venue booking, catering, jewelry, shopping, or guest accommodation? Then it makes total sense to travel for a marriage loan. Target the largest day of your life whereas being adequately ready for it financially with IFSL Personal Loan.
Holiday Loan
See new places, meet new individuals with vacation loans
No place is out of the reach of your near and dear ones once our personal loans are with you. Take a lot of required vacation and absorb new sights in far-away vistas. All travel expenses i.e. flights, stay, shopping, activities and alternative bills will currently be paid instantly with personal loan funds.
Home Renovation
Upgrade your abode with home renovation loans
Spruce up the planning of your abode, perform key repairs or get new home furnishings or fixtures the smart way. Flip your house into a home with IFSL Personal Loan.
Top Up Loan
Easily meet deficit in meeting financial needs with top-up loans
Need extra cash to support your existing IFSL Personal Loans? Turn to our top-up loans at an engaging rate and fulfill the redoubled want for money hassle-free. You can either conference it with an existing personal loan or treat it as a solo loan.
Fresher Funding
Just got your initial wage and require a personal loan? Why not?
Who says that your initial wage cannot cause you to be eligible for a personal loan? With IFSL Fresher Funding Loan, we have a tendency to check that this can be attainable rise to get up to Rs. 1,50,000 personal loan with none hassles.